How Much Does Medicare Pay for Oxygen Equipment?
Oxygen Authority Education Series | Main Clinic Supply
Why Most Portable Oxygen Is Not Covered
Medicare typically pays 80 percent of the approved rental amount for oxygen equipment after you meet your Part B deductible. However, Medicare does not usually pay to purchase portable oxygen concentrators. Most Medicare oxygen coverage follows a monthly rental model for basic home equipment only.
| Feature | Medicare Rental Model | Independent Purchase |
|---|---|---|
| Ownership | Equipment is owned by the supplier. | You own the equipment for life. |
| Portability | Usually limited to stationary tanks. | Lightweight portable systems (Inogen). |
| Newest Models | Often uses older or refurbished gear. | Latest technology like the Rove series. |
| Travel Freedom | Very restricted for flying or trips. | Approved for airlines and road travel. |
How does Medicare pay for oxygen equipment?
Medicare Part B classifies oxygen as Durable Medical Equipment (DME). The payment process is structured to provide the most basic medical necessity at the lowest cost to the system.
- Medicare pays a monthly rental fee to a local supplier.
- You are responsible for the remaining 20 percent of the monthly cost.
- The supplier is responsible for basic maintenance during the rental.
- Coverage is only approved if your doctor provides specific blood gas test results.
How many months will Medicare pay for my oxygen rental?
Medicare typically pays for your oxygen rental for 36 months of continuous use. After 36 months, the rental payments stop, but the supplier must continue to provide the equipment and supplies for another 24 months.
- Total service period is usually five years.
- The supplier remains the owner of the equipment throughout this time.
- After five years, you may choose to start a new rental cycle with new equipment.
Why does Medicare use a rental model instead of buying the equipment?
Medicare uses a rental structure to ensure patients have access to servicing without high upfront costs. This model allows Medicare to manage the quality of equipment across millions of users. The downside for many seniors is that this model rarely includes portable concentrators. Portable units are considered a convenience for mobility rather than a basic medical requirement for survival at home.
What is specifically excluded from Medicare oxygen coverage?
It is important to know what Medicare will not pay for so you can plan your budget accordingly. Medicare coverage generally excludes:
- Purchasing a new portable oxygen concentrator (POC) for personal ownership.
- Special batteries or accessories needed for long distance travel or flying.
- Advanced, lightweight models designed specifically for an active lifestyle.
- Delivery or service fees for travel outside of your local supplier's area.
The Bottom Line for Seniors
If you need oxygen to stay healthy at home, the Medicare rental model is a helpful resource. If you want the independence to travel, visit family, or own the latest Inogen technology, purchasing your equipment is the only reliable path. Main Clinic Supply specializes in helping seniors navigate this choice with clear, honest information.
Authoritative Resources
Note: Medicare rules are subject to change. This information is for educational purposes. Always confirm your specific eligibility and coverage details directly with Medicare or your secondary insurance provider.
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Disclaimer: This information is for educational purposes and reflects 2026 Medicare guidelines. Always consult with your plan administrator for specific coverage determinations.